Buying

10 Reasons Why You May Need a Real Estate Agent

If you’re thinking of selling or buying a home, your mind may be swirling with questions about the process. While it may be tempting to try selling your home on your own, there are many reasons why you may want to consider working with a professional real estate agent. To gain insight, it’s helpful to understand what a real estate agent does and why you might want to hire one. Why You May Need a...

Stamp Duty Exemption

Applications for stamp duty exemptions and status of land correspondence are being offered at DevelopTT – the digital platform of the Town and Country Planning Division (TCPD) of the Ministry of Planning and Development. These additional e-services initially will serve two regions of TT. These areas are the T1 planning region inclusive of the Diego Martin regional corporation, Port of Spain city...

1st Time Homebuyers

Focus on the sales price of the house. Don't antagonize the seller over non-essentials like the air conditioner, appliances etc. Ask the seller to share in closing costs to help in reducing the over all cost. Arrange for a home inspection if you have any doubts about hidden construction flaws. Many times the seller will pick up the costs or split them if you ask them to. Do this and you will not suffer...

Truths Your Agent Wishes You Knew

Buying or selling a home is a complicated process. And you can make it even more challenging when you make some of the more common buying or selling mistakes. Just ask your local real estate agent. You can bet that the agents selling homes in your community have seen plenty of mistakes from both first-time buyers and sellers, and those who have bought and sold homes several times. What does your real...

Real Estate Investment Mistakes

SUMMARY Your first investment will be a learning process. While you’ll definitely make a few mistakes along the way, there are a few common pitfalls that can be avoided if you educate yourself beforehand. From financing errors to underestimating repair costs, newbies are at risk to lose serious cash if they’re not careful. Still, a real world education is invaluable, and this guide will help steer you...

Analyse Your Buying Power

The ratio affects your buying power... Your debt to income ratio is a simple way of showing what percentage of your income is available for a mortgage payment after all other continuing obligations are met. The ratio is one of the many things a lender considers before approving your home loan. A qualifying ratio of 28% is indicates the maximum percentage of your monthly gross income that the lender allows...

Benefits of Green Building

Green building You've probably heard the term, and perhaps even considered the use of certain green materials or green building concepts for your new home or remodel. But what exactly is green building and how can it benefit you and the world around you? Green building encompasses many different areas of construction, and as such there is no single definition that sums it all up. Basically, the concept of...

Buying a Fixer-Upper

What are "the right things wrong" with a house? If you want to profit from your home purchase by more than the current average annual market value appreciation rate in most communities, you'll need to buy a less-than-perfect home. Here are five keys to unlock a profitable home purchase... Buy a sound, well-located home without major defects. Most home buyers aren't looking for major fix-up projects. But...

Buying a Property

The preparing of the legal documents for the sale or transfer of ownership of land or other property, such as a car or home is know as conveyancing. The actual conveyance involves three stages: The Pre-Contract Stage, the Contract Stage and the Conveyance /Transfer of Legal Title. In the Pre-Contract Stage the transfer and creation of any interest in property, especially land, is one of the most important...

Buying a Vacation Home

Start With Defining The Basics: Why do you want a second house? Is it for vacation or retirement, or is it a financial investment? Determining this will help point you in the right direction for the location, price and type of second home you ultimately purchase. Next, Location, Location, Location: You want a vacation home that's convenient to your primary residence, but still far enough away to create a...

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