Real Estate. Real Simple.
Real Estate. Real Simple.
The ratio affects your buying power… Your debt to income ratio is a simple way of showing what percentage of your income is available for a mortgage payment after all other continuing obligations are met. The ratio is one of the many things a lender considers before approving your home loan. A qualifying ratio of…
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Once you find the home you want to buy, the next step is to write an offer, one which is not as easy as it sounds. Your offer is the first step toward negotiating a sales contract with the seller. Since this is just the beginning of negotiations, you should put yourself in the seller’s…
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As a tenant your responsibilities include: Reporting any maintenance issues with the property. Paying for all damages you cause. NOT making alterations to the property without due authorization from the landlord. Maintaining the landscaping as provided in your lease. Taking care not to cause damage to the property. Respecting your neighbors quiet enjoyment of their…
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A home’s market value is the perception of the buyer. Sometimes, most often in a situation with multiple buyers, offers will be made that exceed the listing price. Believe it or not, appraisals do not always keep up with market value. Appraisals are performed for lenders, not buyers. The purpose is to justify the sales…
Read MoreOwning a home is a keystone of wealth… both financial affluence and emotional security.